Currently supporting Florida real estate transactions — Southeast state coverage next on the roadmap.
Real Estate Title Risk API
Early Access
Florida Coverage — Expanding to the Southeast

Title risk,
analyzed
in seconds.

What it does

Submit a closing package — deed, title commitment, HOA estoppel — and get back a structured risk report with findings, confidence scores, and AI-generated cure guidance.

See the output →
Who it's for

Developers building real estate AI agents, lender portals, or investment screening tools who need programmatic title risk analysis without building it themselves.

What it analyzes →
How to get started

Request early access. We'll provision your API key and you can be making your first analysis call within the hour. No procurement process.

Request access →

What you get back

3847 Tangerine Blvd, Orlando FL 32808  ·  title_commitment.pdf + warranty_deed.pdf + hoa_estoppel.pdf
NEEDS REVIEW
Composite
74
Closing
88
Legal
82
Documentation
61
DOC-006B
Legal description mismatch across documents
"Title commitment: Lot 19, Block 4, Maplewood Estates Phase 2 (Plat Book 58, Pages 22-24). Deed: Lot 19, Block 4, Maplewood Estates Phase 1..."
⬡ AI Cure: Obtain a corrective deed from grantor Robert A. Henderson conveying Lot 19, Block 4, Maplewood Estates Phase 2 (Plat Book 58, Pages 22-24) to correct the subdivision reference.
CRITICAL
−59 pts
DOC-004
Expired document — HOA estoppel letter
"Valid Through: February 28, 2026 — closing scheduled April 15, 2026"
⬡ AI Cure: Contact Tangerine Grove HOA at (407) 555-0192 to obtain a refreshed estoppel letter valid through the closing date of April 15, 2026.
WARNING
−30 pts
CLOSING-007
Payoff required prior to closing
"Provide payoff and release of existing mortgage held by First Southern Bank, OR Book 9842, Page 1104"
INFO
−6 pts

Built for real closing packages

01

Title Commitments

Parses Schedule A and B. Extracts requirements, flags missing conditions, identifies exceptions that affect marketability.

02

Deeds

Warranty, quitclaim, trustee, probate, and personal representative deeds. Legal description comparison across documents.

03

HOA Estoppels

Detects expired letters, open violations, delinquent assessments, and pending special assessments.

04

Payoff Letters

Identifies existing mortgages requiring payoff and cross-references with the title commitment requirements.

05

Authority Documents

Flags missing letters testamentary, trust certificates, POA documents, and corporate resolutions for non-individual grantors.

06

Multi-Doc Bundles

Cross-document consistency — seller names, parcel IDs, addresses, and legal descriptions checked across the full package.

One endpoint.
One call.

POST one or more PDFs. Get back a full structured JSON report. No preprocessing, no SDK required — plain HTTP.

  • Multipart/form-data upload
  • Composite score + sub-scores
  • Finding-level confidence + evidence
  • AI cure guidance per finding
  • Single doc or full bundle
  • Rule profile selection per request
request.sh
# Analyze a closing bundle
curl -X POST https://api.curagent.io/analyze \
  -H "X-API-Key: cagt_your_key_here" \
  -F "files=@title_commitment.pdf" \
  -F "files=@warranty_deed.pdf" \
  -F "files=@hoa_estoppel.pdf" \
  -F "profile=default"
response.json
{
                    "Decision": "NeedsReview",
                    "CompositeScore": 74,
                    "Findings": [
                    {
                    "RuleId": "DOC-006B",
                    "Severity": 2,
                    "Confidence": 0.90,
                    "Evidence": "Phase 2 vs Phase 1...",
                    "CureGuidance": "Obtain corrective
        deed from Robert A. Henderson
        conveying Lot 19, Block 4,
        Maplewood Estates Phase 2..."
                    }
                    ]
}

Pay per analysis. No seats.

Sandbox
Free
during early access

  • 10 analyses / month
  • Full API access
  • All document types
  • JSON response
Request Access
Volume
Custom
for platforms

  • Discounted rate
  • SLA guarantees
  • Custom rule profiles
  • Dedicated support
Contact Us

Request your API key

We're onboarding developers during early access. Tell us what you're building and we'll have you set up within 24 hours.

We respond within 24 hours. No spam.

✓ Request received — we'll be in touch within 24 hours.

Curagent provides informational analysis only and does not constitute legal advice. All findings should be reviewed by a qualified title professional or real estate attorney before making any closing decisions. Curagent makes no representations as to the accuracy or completeness of any analysis. Curagent currently supports Florida real property transactions; coverage for additional Southeast states is planned.